Kitchen worktop supplier Stone Genie asked 500 Scots which costly life milestones they find the most daunting - and the results are in. The finances associated with buying a first home proved to be the biggest concern for Scots, taking almost half of the overall vote. Forking out for a funeral was the runner-up, with just under a quarter of respondents admitting to worrying about leaving their families with this costly expense. Putting down roots Buying their first house topped the poll for 48% of participants, with nearly half of Scots revealing that the prospect of getting a foot on the property ladder filled them with anxiety. Similarly, for 71% of 25-34 year old respondents, their status as a first-time buyer proved a huge cause for concern. Planning for the future Interestingly, Scottish women fear the financial burden of death more than the costs associated with starting a family, with 27% of respondents saying paying for their funeral is the thing that keeps them awake at night - something 36% of 55-64 year olds agree with. While just 19% of Scots cited starting a family as their biggest financial concern, for 18-24 year olds, this came out on top - with 55% of their vote. For male millennials, raising a family is the most daunting of the lot, raking in 60% of their vote. Education and wedding woes The costs associated with paying for a wedding appear to be an issue for 12% of Scots - with men in particular fearing this monetary milestone. For a little under 7% of the Scottish population, funding their children’s higher education is a particular costly concern. Other money-related strains included rent costs and retirement pots. While there’s a clear age divide when it comes to the financial fears plaguing Scots, one thing’s for sure: keeping up with the cost of living in Britain is no mean feat in 2018. Topline results: Which of the following costly life milestones do you think are the most daunting? Buying your first house: 48.0% Paying for your funeral: 22.2% Starting a family: 19.1% Paying for a wedding: 11.8% Paying for further education: 6.7% Other: 2.4%